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Money-Saving Tips for the Farmers Market

  • "Tips and Tricks"
  • Lifestyle

A trip to the farmer’s market is a terrific way to stock up on tasty local produce, fresh flowers, and other great products. With so many options, it’s easy to spend more than you budgeted for during your trip to the city farmers market. Here are a few tips to follow during your next farmer’s market visit.

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City Life This May

  • Events
  • Lifestyle

Good weather means it’s a perfect time to get out and about in The Windy City to see what it offers for entertainment. Here are some events that are happening in and around Chicago this May.

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An Emergency Fund & Why Everyone Needs One

  • "SAIL Loans"
  • "Save Money"
  • "Tips and Tricks"
  • Educational
  • Educational
  • Finance

Experts suggest having enough cash to cover three to six months of expenses. Unfortunately, for many people, this is easier said than done. It’s sometimes hard to accumulate funds overnight, but here are some budgeting and money management tips to help you build an emergency fund:

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What Is Financial Literacy?

  • "Save Money"
  • "Tips and Tricks"
  • Educational
  • Educational

Financial literacy is undeniably one of the most important skills you can have, but unfortunately, it’s not a skill commonly taught or even discussed in schools. Because of a lack of knowledge and basic understanding, many people struggle to manage their finances, pay off debt, plan for a comfortable retirement, and invest in the stock market or other investment opportunities.

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Top Sporting Events to Check Out in 2022

  • Events
  • Illinois
  • Community

For sports lovers, spring provides the opportune moment to rediscover your enthusiasm for sports or the athleticism that powers the event. After a long winter season, sports activities and events will be the new norm. With so many athletic events and so little time, Our Sail Loans sports experts have rounded up the four sporting events you should attend and even participate in. 

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What to Avoid When Getting a Loan 

  • Educational

Applying for a loan can be a time-consuming and mentally exhausting activity to take on. Especially for first-time borrowers who have a lot to learn about the process of taking out a loan, it can be easy to get overwhelmed. There are countless reasons why someone might need a loan, whether it’s purchasing their first home or being able to afford a medical emergency. Knowing what to avoid when getting a loan can make a huge difference for those trying to make educated financial decisions. 

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The Truth About Short-Term Loans

  • "Installment Loans"
  • Loans
  • "Tips and Tricks"
  • Finance

A person might apply for a loan for a large number of reasons, but sometimes we need cash more than others. In a medical emergency or with sudden fluctuations in income, it can be helpful to have access to money if we otherwise wouldn't. A problem such as this is why people often turn to short-term loans. While there are certainly benefits to short-term loans, you should understand everything involved before applying for a short-term loan. 

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How to Avoid Payday Loans

  • "Installment Loans"
  • Loans
  • "Tips and Tricks"
  • Educational

People take out loans for a large number of reasons, whether it's a medical emergency or simply a small boost to help with living expenses between pay periods. While everyone would appreciate the luxury of a savings account, this is sadly not a realistic possibility for many Americans. The typical American is just one financial emergency away from being in a rough position. This is partially why payday loans have become so popular over time. 

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Installment vs. Payday Loans: Differences and Similarities 

  • FAQ
  • "Installment Loans"
  • Loans
  • Educational

When navigating the market for a reliable loan, it can be easy to get overwhelmed by the number of options available. Especially with the increase in online loan providers, it’s never been easier to qualify and get approved for a loan. While this might seem like a huge benefit for consumers, the market’s saturation has also led to confusion and even deception from non-credible credit merchants that take advantage of consumers when they need money most.

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What Is a Payday Loan? Everything to Know in 2022

  • Educational

Cash has a tendency to come and go, but sometimes we need access to cash fast. For those looking to secure funding quickly, they might be overwhelmed by the number of loan options out there. If a borrower is looking for a smaller loan that is secured notably quickly, they might be interested in learning more about payday loans. But what is a payday loan and what should a borrower know before moving forward in the application process?

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